Build Your Diversified Portfolio
Allocate across asset classes to balance systematic risk. Total allocation must equal 100%. Select your preferred ETF per class, then run the backtest.
π Allocation Breakdown
0%
Allocated
β‘ Expected Characteristics
Add allocations above to see estimated portfolio characteristics based on asset class historical profiles.
Unsystematic vs. Systematic Risk: Diversifying within equities (via ETFs) reduces unsystematic risk β company-specific events. But all equities still fall together in a market crash. True systematic risk reduction comes from allocating across uncorrelated asset classes like bonds, gold, and real estate, which have different return drivers.
Important Disclosure: This tool is prepared by Start Your Finances Right for educational and informational purposes only. It does not constitute investment, tax, or legal advice. All backtested results are hypothetical and do not represent actual trading. Past performance is not indicative of future results. Please consult a qualified financial advisor before making investment decisions. π All data is processed entirely in your browser β nothing is transmitted to any server.
No Backtest Yet
Build your portfolio in the Portfolio Builder tab and click βΆ Run Backtest to see results.
Run a Backtest First
Risk analysis will appear after you run a backtest from the Portfolio Builder tab.
Run a Backtest First
Portfolio ratios and metric explanations will appear after running a backtest.
Compare Portfolios
Define up to 5 portfolios side-by-side. Select a reference portfolio to see relative performance. Each column uses the same ETF universe as the builder.
Add portfolios above and click Run Comparison.